Every debt case, endorsement to recovery, in one system.
RMAC is a modular operating system for collection and recovery agencies — clients, portfolios, accounts, debtors, collectors, PTPs, payments, settlement, finance and reporting, all hanging off a single account record.
Fifteen domains. Included in every plan.
Not fifteen apps — fifteen views onto the same debt case.
CRM
Debtor and account management
Client Management
Creditor and client management
Portfolio
Portfolio endorsement and account intake
Collection
Collection activities, calls, tasks and follow-ups
PTP
Promise-to-pay management
Payments
Payment recording, posting, allocation and reconciliation
Settlement
Settlement and payment arrangements
Finance
Agency financial management and commissions
Reporting
Operational and management reporting
Legal
Legal escalation and recovery management
Documents
Account and client document management
Workflow
Collection workflow and automation
Notifications
System notifications and task alerts
Security
Authentication, RBAC, audit trail and access control
API & Integrations
Core system integrations
Extend RMAC with the capabilities you need.
Build the Core. Add the Capability. Pay for What You Use. Every add-on is a module on the same core — never a disconnected app.
Additional Agent Access
Per additional user / month
💬SMS Blasting
SMS credits / usage — 1,000 · 5,000 · 10,000 · 50,000 credit packages
✉️Email Blasting
Email credits / monthly volume — 5,000 · 10,000 · 50,000 emails per month
📍Field Collection
Monthly module subscription
📱Collector Mobile App
Per mobile user / month
🧠AI Integration
AI credits / usage — queries, call minutes, transcription minutes, analysis credits
🚚Property & Asset Recovery
Monthly subscription / asset volume
🏆RMAC Incentive & Performance
Monthly module subscription
Start where you are. Upgrade as you grow.
The same RMAC environment throughout — your clients, portfolios, accounts and history stay put when you move up a plan.
STARTER
Start Collecting Smarter.
5 users included
For agencies starting their digital collection operations or managing a relatively small portfolio.
See what's includedPROFESSIONAL
Scale Your Collection Operations.
20 users included
For agencies managing multiple clients, larger portfolios, multiple teams and more sophisticated collection operations.
See what's includedENTERPRISE
Power Your Entire Recovery Operation.
50 users included
For large agencies requiring advanced operational controls, higher capacity, extensive reporting, multiple branches, integrations and enterprise-level administration.
See what's includedRefer. Grow. Earn Recurring Income.
Earn 10% recurring on every eligible RMAC subscription you refer, plus 2.5% recurring on eligible add-ons — for as long as your client stays active.
How it worksOne referred client
See RMAC against your own portfolio.
Tell us how many accounts you carry and which clients you collect for, and we will walk you through the platform on data that looks like yours.
Request a Demo